What Is a Good Mortgage Loan for First-Time Home Buyers?

Looking for a good mortgage loan? CCCU can help! Find the perfect mortgage for your goals with our low rates and free consultations.

Welcome, future homeowners! Are you ready to turn your dream of owning a home into a reality? We know that the journey to homeownership can be daunting, but fear not! City & County Credit Union is here to guide you every step of the way.

As a first-time home buyer, it's crucial to find a mortgage that strikes the right balance between a low monthly payment and a manageable interest rate. Lucky for you, we have some amazing mortgage rates that can help make your dream home a reality!

Take a look at our infographic to see just how affordable our rates can be. With low monthly payments and manageable interest rates, you'll be on your way to owning your own home in no time.

CCCU Mortgage Rates vs industry average infographic

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Couple speaking with mortgage banker about rates

Buying a home is a significant milestone in anyone's life, and we understand that it's not just a financial decision but an emotional journey. At City & County Credit Union, we're committed to making this experience as fun and stress-free as possible. We take pride in our team of mortgage experts who offer free consultations and prepare cost breakdowns for you.

Our mortgages are designed with your unique needs in mind, and we offer a range of benefits that make owning a home more accessible and affordable than ever before. With low closing costs, competitive rates, and no hidden fees or prepayment penalties, we make sure that your dream home is within reach.

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As a credit union member, you also have access to exclusive benefits: 

  • Mortgage pre-approval — By getting pre-approved for your mortgage, you'll gain the advantage of knowing your price range, allowing you to make confident offers and removing any uncertainty from the home-buying process.
  • Affordable down payments — With CCCU mortgages, you can benefit from low down payments starting at just 3%. And if you're eligible for our Heroes & Experts Program, you may qualify for an even lower down payment, helping you get into your dream home faster and easier.
  • Savings with refinancing — If you already have your home loan at another financial institution, you can refinance at CCCU and enjoy great rates and our full menu of options.

So, let's grab a cup of coffee and chat about your dream home! Together, we'll find the perfect mortgage that not only fits your budget but also makes your dream a reality. At City & County Credit Union, we're committed to being your trusted partner on this exciting journey.

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