Earn 2% Cash Back on Every Purchase

City & County Platinum Rewards Credit Card

Earn double the rewards! Open a new Platinum Rewards Credit Card and enjoy 2% cash back on all purchases through December 31, 2025.

 

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Double the Cheer, Double the Cash Back

Holiday costs can pile up fast. With a Platinum Rewards Credit Card, you’ll earn 2% cash back on every purchase through December 31, 2025 — giving you extra back when you need it most.

After the season ends, you’ll keep earning 1% cash back year-round, with no annual fee and competitive rates.

Cardholder Benefits

  • 2% cash back on all purchases through 12/31/25
  • 1% cash back every day after the promo ends
  • Rates as low as 14.25% APR with no annual fee
  • Free balance transfers and zero liability fraud protection

 

Already a CCCU Platinum Rewards Cardholder?

Call us today at (651) 225-2700 to activate your 2% cash back.

Apply Now & Start Earning

Extra Perks With Mastercard®

Your Platinum Rewards Credit Card comes with more than cash back. Every cardholder also gets built-in protections and travel benefits:

  • Identity theft protection
  • Travel and emergency assistance
  • Auto rental damage coverage
  • Purchase assurance
  • Exclusive offers from partners like MoviePass and Booking.com
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Why Choose City & County Credit Union?

When you carry a CCCU card, you get more than a low rate or rewards. You’re backed by a credit union that puts members first.

LOCAL FOCUS

As Minnesota's 6th largest credit union in the Twin Cities, we understand the unique financial needs of our community. With branch locations in Brooklyn Park, Eagan, Lake Elmo, Maplewood, Minnetonka, Saint Paul, Shoreview & Woodbury, as well as in General Mills employee facilities, we're always nearby when you need us.

PERSONALIZED SERVICE

At City & County Credit Union, we believe one size doesn't fit all – even when it comes to banking. We combine the financial know-how of a national banking institution with relationship-first service to put you in the driver's seat of your goals. Whether you only need a savings account or are looking to apply for a mortgage, we're here to empower you.

DIGITAL CONVENIENCE

Skip the branch altogether and bank digitally with our mobile & online banking services. We're here when & how you need us, providing the flexibility to manage your finances 24/7, seven days a week.

MEMBER-OWNED ADVANTAGE

As a credit union, we're owned by our members – not shareholders. This means our profits go back to you in the form of better rates, lower fees, and improved services. We're committed to breaking the status quo and pushing stereotypes aside to help you do more with both your finances & your life.

Member Testimonial

CCCU member smiling in branch
“We have been with City & County Credit Union for over 20 years. CCCU has been very instrumental in our financial planning and needs. Not to mention, the staff are super friendly and very professional. We have taken out loans for vehicle purchases, consolidated credit card debt, and other personal loans as needed.”
Yia Y, CCCU Member

Terms and Conditions

2% cash back promotion will apply to net purchases made between 11/1/25 - 12/31/25 for all new accounts or existing Platinum Reward cardholders that opt-in. Offer excludes regular Platinum cardholders and Business Credit Cards. The cash back rate will return to 1% cash back on net purchases after 12/31/25. The Consumer Credit Card Rewards Program is subject to change. Yearly cash back payout for Platinum Rewards Credit Cards is for net purchases and is in the form of a credit applied to your Share Account. Cash back rewards will not accumulate on any fees, balance transfers, cash advances or interest charges. Cash advance fee is 2% or a $10.00 minimum. Foreign Transaction fee is 1% of each transaction in U.S. dollars. See Mastercard Credit Card Terms & Conditions for complete details.