Auto Loans from 5.24% APR + No Payments for 90 Days

Refinance Your Ride & Save Big

100% Financing Available • Flexible Terms

Financed in 2022 or 2023? Rates have dropped and refinancing with City & County could save you hundreds each month.

Drive Smart & Save More

Imagine hitting the road with extra money in your pocket, lower monthly payments, and the peace of mind that comes with smart financial choices.

At City & County, we're here to help you break free from high auto loan rates and drive toward better savings!

Auto Refinance: Save hundreds with rates as low as 5.24% APR
No Payments for 90 Days: Skip payments and keep more cash in your pocket
Flexible Terms: Pick the payoff timeline that fits your lifestyle and budget
Friendly, Local Support: Work with a team that truly cares about your goals

See How Much You Can Save

Additional Auto Loan Protection

Protect your investment with optional coverage that keeps you moving.

GAP Plus Protection: Covers what insurance won't if your car is totaled plus $1,000 toward a down payment on your next car
Mechanical Repair Coverage: Protection from costly repairs
Debt Protection: Loan coverage during job loss or disability
Auto Insurance Quotes: Get competitive rates through TruStage

Why Choose City & County Credit Union?

LOCAL FOCUS

As Minnesota's 6th largest credit union in the Twin Cities, we understand the unique financial needs of our community. With branch locations in Brooklyn Park, Eagan, Lake Elmo, Maplewood, Minnetonka, Saint Paul, Shoreview & Woodbury, as well as in General Mills employee facilities, we're always nearby when you need us.

PERSONALIZED SERVICE

At City & County Credit Union, we believe one size doesn't fit all – even when it comes to banking. We combine the financial know-how of a national banking institution with relationship-first service to put you in the driver's seat of your goals. Whether you only need a savings account or are looking to apply for a mortgage, we're here to empower you.

DIGITAL CONVENIENCE

Skip the branch altogether and bank digitally with our mobile & online banking services. We're here when & how you need us, providing the flexibility to manage your finances 24/7, seven days a week.

MEMBER-OWNED ADVANTAGE

As a credit union, we're owned by our members – not shareholders. This means our profits go back to you in the form of better rates, lower fees, and improved services. We're committed to breaking the status quo and pushing stereotypes aside to help you do more with both your finances & your life.

Member Testimonial

“I am a lifetime member of CCCU. I always recommend CCCU because of the great staff and customer service. Between auto loans, youth CDs, credit card services, and convenient electronic banking, there are many options to achieve financial goals and invest in my future.”

Jessie L, CCCU Member

Terms and Conditions
APR = Annual Percentage Rate. Actual rate based on applicant's credit qualifications, collateral, and loan terms. Rate effective 1/22/2025 and subject to change. Rate presented for model years 2020 and newer for up to 36 months. Example payment - A loan of $15,000 for a term of 36 months at 5.24% APR results in monthly payments of $452.19. Contact credit union representative for more information. Interest will accrue for the first 90 days without payment. 90 day no payment offer only available on new loans to CCCU.